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Quick Money Saving Tips

January often brings a bit of gloom as we are all getting back to normal after the excitement of the Christmas holidays and new year fun. Don’t they feel like so long ago? There is a reason we have the phrase ‘January blues’! One thing that I like to do to cheer myself up is to shop. It can be tricky when you don’t have much money spare, though. Bring on pay day! So I also like to look for ways that I can save money and be more savvy. Who doesn’t, right? So here are some of the best ways that you can be more savvy in 2016.

A great way to shop, particularly online, is by using cashback sites or a cashback credit card. so if you buy through them, as the name suggest, you will get cashback. It is great for large purchases and things that you need to buy anyway Why not get a little money back for something you are buying anyway?

Use Voucher Code & Comparison Websites
There are so many great money saving codes that you can find online, through voucher code websites. I don’t always shop online, but when I do, I make sure I look for a voucher code that will work for my purchase.
There are a lot of comparison websites out there too. You can compare prices for things like insurance, and flights, even your food shopping. Make sure that you check these out whenever you need to buy. I have used a comparison site for my food shopping before, and it was so interesting. You can see what your shop would cost in all of the different supermarkets. Being savvy, is all about looking to pay less for the things you need to guy anyway.

Grow Your Own
I am by no means the best at this, but growing some of your own fruit and veg can save you a lot of money. It is a bit of an investment to start with, but after a while, it will pay off. If you don’t have a large garden or a garden at all, look at things that you could grow indoors. There are a lot of options for growing foods indoors. Think along the lines of herbs or mushrooms. If you use herbs a lot in cooking, it will save you money. Fresh herbs can be a lot of money when you buy them regularly. Again, why should you be paying more for something when you don’t have to?

Don’t Buy Bottled Water
Are you one of the people that buy a new bottle of water every time you go to the shops? This is just wasting money. It might not be much each time, but it could add up to over £50 a month. Get a reusable bottle and it will save you money. This works for things like coffee when you are out and about. Brew your own at home and take it with you. The mark up on drinks is quite staggering. So if you’re being savvy, you should avoid spending on unnecessary things.

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