Money Saving Tips: 30 Ways To Save Some Pennies


As a student with no job because of placement demands and a tiny little student loan I'm totally up for saving money wherever I can. This is difficult because I'm a slight shopaholic and still want to have a good time. So when I stumbled upon Moneysupermarket.com's 30 ways to save £1 I was totally up for the challenge. I've divided mine into Beauty, Fashion, Food and Other categories and hopefully at least one of these tips will help you save £1 (or more!)

Beauty

1.     Samples – If you’re a makeup fan and especially if you’re a blogger it’s likely you’ll hear about all the amazing high-end brands’ products. It’s always tempting to try out a new foundation, especially when it  promises to make your skin flawless but everyone has different skin. Why splash out on a product that doesn’t work for you? It’s worth asking for a sample when you visit a counter. Most are quite happy to let you try it out before parting with your money and that way you can be sure it’s worth the cash. If you find out that your skin is too dry for it, at least you’ve managed to save yourself around £30.

2.     Use Beauty Cards – Boots and Superdrug both have them and they’re a great way of getting some free products every once in a while. Every time you spend you get points and eventually you'll be able to spend them on your essentials, or a sneaky treat. I'm aiming for the Chanel Bronze Universal.

3.     Use the advantage card machines in Boots – If you pop your card into these machines you can often get yourself extra points, money off and even the odd free product!



4.     Discount Websites – fragrancedirect.co.uk , hairtrade.com and cheapsmells.com are great for saving some money on makeup, hair products and perfume. It's worth checking these websites when you're in need of updating your nail varnish collection (Hello £1.99 Essie polish) or investing in a hair treatment (My favourite is the Macadamia Oil)

5.     Take advantage of offers – 3 for 2 pops up every now and then in Boots and Superdrug and is always a winner when it come to makeup. It gives you the chance to stock up on your favourite items so that when you run out of foundation, shampoo or mascara you don’t need to pay the full price as you’ve got a cheaper back up ready to go.

6.     Spending Ban – I’ve spoken about it a lot on my blog but I’ve not long completed a 100-day spending ban. I can’t say exactly how much I saved (definitely more than £1) but about 75% of the things I was lusting after I didn’t want to buy by the end of the 100days. It’s also changed my way of shopping – I’m a lot less impulsive and it meant I used up a lot of products that lay untouched for months and months.

Fashion

7.     Sell on eBay – With a wardrobe full of clothes that you no longer wear, whether they don’t fit or you just don’t like them anymore, why not have a spring clean and make some money. For the clothes that were from Primark, for example, pop them on at 99p and you’re likely to still get a buyer. For clothes that were more expensive, from River Island, Top Shop or Lipsy for example, put them on during a free listing weekend. That way you can put the starting price a bit higher and not pay for the privilege. Just make sure your postage prices are suitable – you don’t want to be out of pocket!

8.     Cash back websites – If you’re shopping online anyway you might as well get some money back for doing it. There are loads of cash back websites but my favourite are Top Cash Back and Quidco. They’re both free to join and can earn you money on all sorts of purchases.

9.     Discounts – If you’re about to place an order online don’t head through the checkout until you’ve found a discount code. Most websites have them and they can save you around 10–20% off your order.

10. Shop around – If you fall in love with a top in Top Shop there’s a high chance that Primark, H &M or New Look have done a cheaper alternative. There’s loads of affordable fashion websites too like fdavenue.com and omgfashion.co.uk who have clothes inspired by the pricier High Street Shops.

11. Outlets – If you’re a fan of a particular designer or makeup brand you can save yourself a bit of money by shopping in the outlet stores. I recently bought a Ted Baker bag and saved myself around £15 by buying it in the outlet rather than on ASOS or from the Ted Baker store.

Food

12. Offers –  Supermarkets are full of money off, BOGOF and 3 for 2 offers. Most of these can save you a few pounds each shop (but it’s only worthwhile if you need it. No point buying 3 fresh items if your not able to eat it all before it goes bad.) 

13. Use advantage cards – Sainsburys, Tesco and Co-op all have them. If you’re doing your shopping remember to take your card along and the points soon add up. They often send a selection of offers, including money off or extra points, which are great when it’s stuff you were going to buy anyway.


14. Tesco Rewards – Once you’ve racked up the Clubcard points you can exchange them for restaurant, hotel and day out vouchers, among other things. These often double or triple the value of your points saving you loads of money on things you fancy treating yourself to. I can't even count on two hands the number of times I've visited Bella Italia, Prezzo and Pizza Express and only had to pay for drinks.

15. Reduced items – If you time your visit to the supermarket right you might bag yourself some discounted food, that's near it's sell-by date. It's super handy if you need to get something for tea or even better if you can find some discounted meat as it's freezable. Tonight's tea was actually discounted turkey burgers we bought a week ago on Sunday and froze.

16. Packed lunches – I know a meal deal in Tesco is only £3 but across the week that’s £15. Across a month that's £180. You can get lunch supplies for the whole week for less than a fiver!


17. Make a shopping list – this is something I started doing in January when I was at home and my Mum noticed the difference. Since coming back to uni we’ve done it too and it’s great. Not only do you know exactly what’s for dinner every day of the week but you only have to visit the supermarket once a week too. This stops you popping in to pick up chicken that you need to make fajitas, and being tempted by the 3 for 2 pringles offer or the latest magazine that you don’t have time to read.

18. Cut out the takeaways – Most people enjoy having a Chinese, Indian or Pizza especially at the weekend but they’re not cheap. Why not try making your own. I didn’t think any pizza could beat a Dominoes – I didn’t even like pizza ‘til I tried someones Dominoes in 2nd year of uni – but since buying the 74p pack of pizza base mix I’ve become a pro pizza baker. Even better you can add as little or as much sauce, cheese and toppings as you want.

Other

19. Haggle! – It's not a very typical British thing to do but it's a good way to save money. I saved almost £1000 on my car and managed to get it delivered to me when it was originally advertised as collection only. You’ve just got to have the guts to ask.

20. Change mobile phone provider – If your contract is coming to an end check out the latest deals across the providers to find out which one suits you best and what the best price is. If you’ve been with your provider for a while they should want to keep your business and should do all they can to match or better the deals than others.

21. Buy train tickets in advance – If you know you’re going to be travelling in the next couple of months it’s worth checking out the prices early. I’ve been able to save myself about £50 by buying my ticket from home to Edinburgh in advance.



22. Travel Cards – a single on the bus is £1.50 and I use the bus at least twice a day so a £40 bus card for 4 weeks can save me over £40!

23. Charity shops – I don’t read many ‘real’ books anymore since getting my kindle but my brother is still a book reader and when he came home to visit he was having a moan that he had no books to read. My mum and I headed to the charity shop and picked up 10 books for him and set us back only £2! While I was there I seen a whole selection of Sophie Kinsella and Cecelia Ahern books, most only costing 50p at the most. This can save you up to £6 rather than buying from a bookshop.

24. Ditch the gym membership – If forking out £40 a month isn’t making you motivated to go to the gym why bother? The nights are getting lighter and the weathers improving why not go out a walk or run in the fresh air. If the weather is typical for Britain then pop on a few workout videos on YouTube and get fit in your living room – for free!

25. Turn off the lights –This was a big bug bare of mine when living at uni with other people. It’s surprising how many people will leave lights on in rooms that no one is in. Your bathroom doesn’t need to be lit up if no one is in it so TURN IT OFF.


 
26. Groupon, KGB Deals, Wowcher etc – Again another selection of websites that can save you a ton of money. With a whole selection of things from haircuts to weekend breaks. The daily emails might be a pain but it’s worth it when something you want pops up and saves you a large per cent.

27. Use eBay and Amazon – The other day my phone charger broke and I wasn’t up for paying £15 to get another one from Samsung. Instead I headed to eBay and got a brand new charger delivered for £3.99 and it came in only 2 days.

28. Turn the heating down – down by just 1 degree can save you 10% a year! It can give you a chance to wear more of your winter jumpers through the summer too.

29. Package deals – If you've got to fork out for phone, internet and TV it's often worth checking to see if the same provider does a package for cheap. Another opportunity to haggle! The company are much more likely to want you paying for all three from them than none at all.

30. Pre-drink - When you're trying to save money it's difficult to still go for big nights out every weekend. The main way I save money is pre-drink. By not going to pubs, bars and clubs until quite late and staying in drinking with the girls I save myself loads of money. A bottle of wine is a lot cheaper from the supermarket than from a bar.






4 comments

  1. I love my Boots advantage card. I've saved so many points over the years and bought amazing products with it. Great article.
    Adela x

    misspinkstyle.net

    ReplyDelete
    Replies
    1. It's a perfect way to treat yourself guilt free!
      Thank you xx

      Delete
  2. this is a great post and every point you advise is really easy to follow.
    thanks

    judith
    xoxo

    http://greatlittlefinds.blogspot.ie/

    ReplyDelete